The terms governing your use of the Insurance101 website
Please read these Terms of Use carefully before using the Insurance101 website. By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use the website.
Insurance101 is a trading name administered in the United Kingdom. We operate as an insurance information and referral service. We are not an insurer and do not sell insurance directly. We provide information and referral links to help you find insurance products from third-party insurers.
Insurance101 may receive a referral fee or commission from insurers when you purchase a policy after being referred from our website. This does not affect the price you pay for your insurance.
The information on this website is provided for general information and educational purposes only. It is not intended to constitute financial advice, insurance advice, or a recommendation to purchase any specific product.
Insurance101 is not authorised or regulated by the Financial Conduct Authority (FCA) to provide financial advice. The insurers we refer you to are individually FCA-authorised. Always satisfy yourself that any product is suitable for your needs before purchasing.
We take reasonable care to ensure the information on this website is accurate and up to date. However, insurance products, prices, terms and conditions change frequently. We cannot guarantee that all information on this site is current or error-free.
You should always:
Our website contains links to third-party insurance provider websites. When you click these links, you leave our website. We have no control over the content, terms or practices of third-party websites and are not responsible for them.
The inclusion of a link to an insurer on our website does not constitute an endorsement or recommendation of that insurer or its products. Your contract for insurance is solely between you and the insurer — Insurance101 is not a party to that contract.
To the fullest extent permitted by law, Insurance101 excludes all liability for:
Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under English law.
All content on this website — including text, design, graphics, logos and code — is the intellectual property of Insurance101 or its content suppliers. You may not reproduce, distribute or use any content without our prior written permission, except for personal non-commercial use.
You agree not to:
Your use of this website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms of Use by reference.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these Terms of Use from time to time. Continued use of the website after changes are posted constitutes your acceptance of the updated terms. The "last updated" date at the top of this page will reflect any changes.
For any questions about these terms: legal@insurance101.co.uk