Flexible short-term cover lets you practise in your own car, a parent's car, or a friend's vehicle — without affecting their no-claims discount.
Cover from 1 hour to 5 months. Perfect for intensive practice before your test. Bought instantly online, starts immediately.
If you're learning over a longer period, an annual policy can be more cost-effective. Builds a full year's no-claims entitlement once you pass.
Your driving instructor's vehicle is covered under their own policy. You only need learner insurance when practising in a private car.
Learner insurance is separate from the car owner's policy. If you have an accident, their no-claims discount is completely unaffected.
A few things worth checking before you buy, whichever UK insurer or broker you compare.
Check the limit matches what your contracts, landlord or clients require — common tiers are £1m, £2m, £5m and £10m depending on trade and risk.
Professional and liability covers are often "claims-made" — cover depends on holding a live policy when a claim is made, not just when the work happened.
Read what's excluded, not just what's covered. Sub-contractor work, specific activities, or work carried out overseas are common gaps.
Before buying, confirm any insurer or broker is authorised and regulated by the Financial Conduct Authority — check the register at register.fca.org.uk.
🤝 We're finalising partnerships with FCA-authorised UK insurers so you can compare real quotes here soon. Check back shortly, or get in touch if you'd like to be notified when comparisons go live.