🟠 Learner Driver Insurance

Learner Driver Insurance — Practise Safely in Any Car

Flexible short-term cover lets you practise in your own car, a parent's car, or a friend's vehicle — without affecting their no-claims discount.

Compare Learner Insurance → Passed? See Young Driver Cover
From 1 day to 5 months Doesn't affect the car owner's NCD Buy online in minutes

Two Ways to Get Learner Cover

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Short-Term (Temporary)

Cover from 1 hour to 5 months. Perfect for intensive practice before your test. Bought instantly online, starts immediately.

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Annual Learner Policy

If you're learning over a longer period, an annual policy can be more cost-effective. Builds a full year's no-claims entitlement once you pass.

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Instructor's Car

Your driving instructor's vehicle is covered under their own policy. You only need learner insurance when practising in a private car.

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Protects Owner's NCD

Learner insurance is separate from the car owner's policy. If you have an accident, their no-claims discount is completely unaffected.

What's Covered

✓ Typically Covered

  • Accidental damage to the vehicle
  • Third party injury and property damage
  • Fire and theft
  • Windscreen cover (check policy)
  • Driving on UK roads with a supervising driver
  • Provisional licence holders aged 17+

✗ Not Covered

  • Driving without a supervising driver present
  • Supervising driver under 21 or unqualified
  • Motorways (until 4 June 2018 law change — now allowed with an ADI)
  • Driving outside the UK
  • Vehicles over a certain value (check policy)

Get Learner Driver Cover Today

Short-term or annual — compare learner insurance from specialist UK providers.

Marmalade Learner → Dayinsure → Collingwood →

Referral fees may apply. Price you pay is unaffected.

Frequently Asked Questions

Who can supervise a learner driver?
The supervising driver must be at least 21 years old, have held a full UK driving licence for at least 3 years, and be fit to drive. They must sit in the front passenger seat and the car must display L plates.
How quickly can learner insurance start?
Most short-term learner policies start within minutes of purchase online. You'll receive your documents by email and can begin driving immediately.
Does learner insurance count towards my no-claims discount?
Some annual learner policies allow you to build a no-claims discount that transfers to your first full policy after passing. Short-term policies typically don't build NCD. Check with individual providers.
Can I get learner cover for an automatic car?
Yes — learner insurance is available for both manual and automatic vehicles. Note that passing your test in an automatic restricts you to driving automatics on a full licence.