Commercial Insurance Guides

Browse our commercial insurance resources below.

What Business Insurance Do I Need?

Understand the different types of cover available to UK businesses.

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Public Liability Insurance

Protection if members of the public are injured or property is damaged.

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Employers' Liability Insurance

A legal requirement for most UK businesses with employees.

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Professional Indemnity Insurance

Cover for claims arising from professional advice or services.

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Product Liability Insurance

Protection against claims relating to products you manufacture or sell.

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Directors & Officers Insurance

Personal protection for directors and trustees against claims over how the company was run.

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Cyber Insurance

Cover for data breaches, ransomware, and the costs of a cyber attack.

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Business Interruption Insurance

Protects lost income and extra costs while your business can't trade normally after damage.

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Goods in Transit Insurance

Cover for goods lost, stolen or damaged while being transported by road.

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Key Person Insurance

Protects the business financially if a key director or employee dies or is critically ill.

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Commercial Legal Expenses Insurance

Covers legal costs for employment disputes, contract disagreements, and HMRC investigations.

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Terrorism Insurance

Fills the standard property policy gap, backed by the government-supported Pool Re scheme.

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Trade Credit Insurance

Protects against non-payment by commercial customers, including insolvency and protracted default.

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Fidelity Guarantee Insurance

Covers financial loss caused by theft, fraud or dishonesty committed by your own employees.

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