🔧 Tradespeople & Construction Insurance

Insurance for Tradespeople & Contractors

Compare public liability, tools and employers' liability cover for UK tradespeople and construction contractors.

  • Public liability from £1m to £10m
  • Tools, equipment and stock cover
  • Professional indemnity available
  • Employers' liability if you have staff
  • Same-day cover from leading UK insurers
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Free to compare. No obligation. FCA-authorised insurers only.

FCA Authorised

Quotes from authorised and regulated UK insurers.

Public Liability

Cover available from £1m up to £10m.

Same-Day Cover

Get insured and start work quickly.

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No obligation and no hidden fees.

Find Insurance for Your Specific Trade

Every trade has different risks. Find insurance tailored to your specific work — whether you're a plumber, electrician, roofer or any other tradesperson.

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Plumber Insurance

Plumbing, heating, drainage and water systems installation and repair

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Electrician Insurance

Electrical installation, rewiring, testing and inspection

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Carpenter Insurance

Joinery, fitted furniture, structural timber work and second fix

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Painter & Decorator Insurance

Interior and exterior painting, wallpapering and surface preparation

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Plasterer Insurance

Plastering, rendering, dry lining and skimming

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Roofer Insurance

Roofing, flat roofing, guttering and fascia installation

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Tiler Insurance

Wall and floor tiling, bathroom and kitchen tiling

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Gas Engineer Insurance

Gas installation, servicing, repair and safety certification

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Scaffolder Insurance

Scaffolding erection and dismantling for construction

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Groundworker Insurance

Groundworks, drainage, foundations and earthworks

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Bricklayer Insurance

Bricklaying, blockwork, pointing and masonry

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Joiner Insurance

Bespoke joinery, staircase fitting, window and door installation

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Glazier Insurance

Window and door glass installation, double glazing and glazing repairs

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Flooring Installer Insurance

Hardwood, laminate, vinyl, carpet and specialist flooring

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Kitchen Fitter Insurance

Kitchen design, supply, installation and fitting

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Bathroom Fitter Insurance

Bathroom design, supply and installation

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Handyman Insurance

General property maintenance, repairs and small installations

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Tree Surgeon Insurance

Tree felling, pruning, stump removal and arboriculture

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Damp Proofing Specialist Insurance

Damp proofing, waterproofing and structural waterproofing

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Loft Conversion Specialist Insurance

Loft conversions, dormer extensions and attic rooms

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Types of Insurance Tradespeople Commonly Need

Different trades face different risks, but most tradespeople consider public liability, tools cover and employers' liability insurance as part of their protection.

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Public Liability Insurance

Covers claims from third parties for injury or property damage arising from your work.

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Tools Insurance

Helps protect tools and equipment against theft, accidental damage and loss.

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Employers' Liability Insurance

Usually required if you employ staff and protects against employee injury claims.

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Professional Indemnity Insurance

Can help protect businesses that provide advice, designs or professional recommendations.

Tradesperson Insurance FAQs

Answers to some of the most common questions about insurance for UK tradespeople and contractors.

Public liability insurance is not usually a legal requirement, but many customers, local authorities and contractors require it before work can begin.
In most cases employers' liability insurance is required by law if you employ staff.
Many insurers offer tools and equipment cover to help protect against theft, accidental damage and loss.
Cover limits commonly range from £1 million to £10 million, depending on the insurer and policy selected.
Some policies can include labour-only subcontractors, although cover varies between insurers.

Can't Find Your Trade? We Can Still Help.

Compare general business insurance that covers a wide range of trades and professions.