Get quotes for public liability, professional indemnity, tools and employers' liability insurance for UK management consultants — quotes are provided directly by FCA-authorised insurers, not by us.
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Every trade faces unique risks. Here's what could go wrong and why the right cover matters.
Management consultancy frequently crosses borders — a UK client expanding overseas, a multinational's local office, or a direct international engagement. Your insurance needs to reflect where your advice actually lands.
Professional indemnity policies set two separate boundaries: a territorial limit (where the work is physically performed) and a jurisdiction limit (where a claim can be brought). Advising a UK head office about a US or Canadian subsidiary's restructuring can trigger a foreign jurisdiction even though you never left the UK.
Standard UK policies are typically written as "worldwide excluding USA and Canada", because claims and legal defence costs in those markets run substantially higher than the UK. Any engagement touching US or Canadian operations, contracts or decision-making needs to be specifically declared and arranged.
Australia generally sits within standard "worldwide" cover rather than the higher-risk US/Canada category, but operates under its own statutory framework, including Australian Consumer Law. Declare any Australian engagement regardless — an undeclared jurisdiction, even a lower-risk one, can still leave a claim unsupported.
If a client contract specifies a foreign governing law or court, that should match what your insurer has agreed to cover — not be discovered for the first time when a dispute arises. Confirm cover before accepting an engagement with international reach, not after delivering it.
A strong policy covers the specific risks of your trade — from negligent advice claims to data breaches and client disputes.
Protects against claims of negligence, errors or bad advice from clients. Essential for any business that provides advice, designs or professional services. Covers legal costs and compensation.
Covers injury or property damage to clients or third parties at your office or client premises. Required by most co-working spaces and client contracts.
Legally required if you employ anyone. Covers employee injury or illness claims arising from their work. Minimum £5 million required by law.
Covers data breaches, cyber attacks and GDPR fines. Professional service firms handle sensitive client data — cyber insurance is increasingly essential.
Covers your office equipment, computers and business contents against theft, fire and accidental damage at your premises.
Covers legal costs for contract disputes, employment tribunals, HMRC investigations and debt recovery.
A few things worth checking before you buy, whichever UK insurer or broker you compare.
Check the limit matches what your contracts, landlord or clients require — common tiers are £1m, £2m, £5m and £10m depending on trade and risk.
Professional and liability covers are often "claims-made" — cover depends on holding a live policy when a claim is made, not just when the work happened.
Read what's excluded, not just what's covered. Sub-contractor work, specific activities, or work carried out overseas are common gaps.
Before buying, confirm any insurer or broker is authorised and regulated by the Financial Conduct Authority — check the register at register.fca.org.uk.
🤝 We're finalising partnerships with FCA-authorised UK insurers so you can compare real quotes here soon. Check back shortly, or get in touch if you'd like to be notified when comparisons go live.
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