Compare photographer, designer and creative professional insurance from FCA-authorised UK insurers. Equipment and professional indemnity covered.
Free to compare. No obligation. FCA-authorised insurers only.
Creative professionals face risks from equipment damage, client disputes and intellectual property issues. Find cover that protects your work.
Portrait, commercial, event and product photography
Video production, filming and editing
Graphic design, branding and visual communication
Website design, UX/UI and digital design
Interior design, space planning and decoration
Music tuition, instrument teaching and music education
DJ services, mobile disco and live events
Wedding photography and album production
Copywriting, content writing and journalism
Translation, interpreting and language services
Creative professionals face unique risks that many standard business insurance policies do not fully address. Whether you're a freelance photographer, graphic designer, videographer, translator or content creator, the right insurance can help protect your equipment, reputation and business finances if something goes wrong.
Public liability insurance helps protect your business if a member of the public is injured or their property is damaged because of your work. This can be particularly important for photographers, videographers, DJs and creative professionals who regularly work at client premises, studios or events.
Professional indemnity insurance can cover legal costs and compensation claims if a client alleges that your advice, design work, content or professional services caused them financial loss. It is often one of the most important covers for designers, writers, translators and creative consultants.
Cameras, laptops, lighting equipment, audio gear and specialist creative tools can be expensive to replace. Equipment cover can help pay for repair or replacement costs following theft, accidental damage or loss, helping you get back to work quickly.
If you employ staff, employers' liability insurance is usually a legal requirement in the UK. It can cover compensation and legal costs if an employee becomes ill or suffers an injury as a result of their work.
Many creative businesses store client information, digital assets and project files online. Cyber insurance may help with costs relating to data breaches, ransomware incidents, cyber attacks and business interruption caused by technology failures.
Legal expenses insurance can help cover the cost of employment disputes, contract disagreements, debt recovery and other legal issues that may arise during the course of running a creative business.
Creative and media businesses often work to deadlines, handle expensive equipment and provide specialist services to clients. Even experienced professionals can face unexpected claims and financial losses. Understanding the risks can help you choose the right level of cover.
A photographer's camera, lenses and lighting equipment are stolen from a vehicle between client appointments. Equipment cover may help pay for replacement costs and reduce disruption to future bookings.
A visitor trips over cables or equipment during a photo shoot, live event or filming session. Public liability insurance may help cover legal costs and compensation claims.
A graphic designer is accused of using copyrighted material within a branding project. Professional indemnity insurance may help cover legal defence costs and settlement expenses.
A web designer launches a website containing a critical error that causes a client to lose sales. The client seeks compensation for financial losses arising from the mistake.
A writer or translator makes an error that results in inaccurate information being published. Professional indemnity cover may help if a client claims they suffered financial loss.
Malware, ransomware or accidental deletion results in the loss of important client files. Cyber insurance may help with recovery costs, business interruption and data breach support.
Compare general business insurance that covers a wide range of trades and professions.