Insurance for boutiques, florists, beauty salons, barbers, gift shops and lifestyle retail businesses.
Every retail business has different risks. Get guidance from a specialist broker.
All Retailers Insurance →Whole of market — independent view
Select your type of business for detailed, trade-specific guidance on covers, risks and what to watch out for.
Specialist insurance for antique dealers, vintage shops and second-hand goods retailers.
→Insurance for barbers, barbershops and men's grooming studios.
→Specialist insurance for beauty salons, spas, nail bars and aesthetics studios.
→Insurance for independent clothing boutiques, fashion retailers and accessories shops.
→Insurance for cosmetics shops, perfumeries and beauty product retailers.
→Insurance for craft shops, haberdasheries and art supply retailers.
→Insurance for florists, flower shops and plant retailers.
→Insurance for gift shops, greeting card retailers and novelty stores.
→Before purchasing retail insurance, always verify the credentials of the insurer or broker you are dealing with. Check specifically how long they have been arranging this type of cover. Ask whether your policy is underwritten by a UK-based insurer or an offshore carrier, as this can affect your rights and protections under the Financial Services Compensation Scheme (FSCS) in the event of insurer failure. The onus is on you as the policyholder to satisfy yourself that both the cover and the insurer are appropriate for your specific needs.
Use a broker — they have a legal duty to recommend cover that meets your specific demands and needs.
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