Insurance for furniture shops, garden centres, DIY stores, kitchen showrooms and hardware retail businesses.
Every retail business has different risks. Get guidance from a specialist broker.
All Retailers Insurance →Whole of market — independent view
Select your type of business for detailed, trade-specific guidance on covers, risks and what to watch out for.
Insurance for bed shops, mattress retailers and bedroom furniture stores.
→Insurance for hardware stores, DIY retailers and trade counters.
→Insurance for electrical goods retailers, white goods shops and AV specialists.
→Insurance for flooring retailers, carpet shops and tile specialists.
→Insurance for furniture retailers, sofa shops and home furnishing stores.
→Insurance for garden centres, plant nurseries and outdoor retailers.
→Insurance for home accessories shops, interiors retailers and décor specialists.
→Insurance for ironmongers, hardware specialists and traditional trade retailers.
→Insurance for kitchen and bathroom showrooms and fitted interiors retailers.
→Insurance for second-hand furniture shops, upcyclers and vintage furniture retailers.
→Before purchasing retail insurance, always verify the credentials of the insurer or broker you are dealing with. Check specifically how long they have been arranging this type of cover. Ask whether your policy is underwritten by a UK-based insurer or an offshore carrier, as this can affect your rights and protections under the Financial Services Compensation Scheme (FSCS) in the event of insurer failure. The onus is on you as the policyholder to satisfy yourself that both the cover and the insurer are appropriate for your specific needs.
Use a broker — they have a legal duty to recommend cover that meets your specific demands and needs.
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