Insurance for bakeries, fishmongers, off-licences, delicatessens and all food and drink retail businesses.
Every retail business has different risks. Get guidance from a specialist broker.
All Retailers Insurance →Whole of market — independent view
Select your type of business for detailed, trade-specific guidance on covers, risks and what to watch out for.
Specialist cover for bakeries, cake shops and confectionery retailers.
→Insurance for independent bookshops, stationers and card shops.
→Tailored insurance for independent cafés, coffee shops and tea rooms.
→Insurance for sandwich bars, deli counters, outside caterers and hot food takeaways.
→Specialist cover for independent cheesemongers and specialist food retailers.
→Insurance for sweet shops, confectionery retailers and pick-and-mix stores.
→Comprehensive insurance for convenience stores, corner shops and independent grocers.
→Insurance for delicatessens, fine food shops and specialist food retailers.
→Specialist insurance for fishmongers and fresh fish retailers.
→Insurance for greengrocers, farm shops and fresh produce retailers.
→Insurance for health food shops, nutrition retailers and supplement stores.
→Insurance for independent butchers, poultry retailers and meat specialists.
→Insurance for off-licences, wine merchants and specialist drinks retailers.
→Before purchasing retail insurance, always verify the credentials of the insurer or broker you are dealing with. Check specifically how long they have been arranging this type of cover. Ask whether your policy is underwritten by a UK-based insurer or an offshore carrier, as this can affect your rights and protections under the Financial Services Compensation Scheme (FSCS) in the event of insurer failure. The onus is on you as the policyholder to satisfy yourself that both the cover and the insurer are appropriate for your specific needs.
Use a broker — they have a legal duty to recommend cover that meets your specific demands and needs.
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